Best Baccarat Casino Sites 2025 – Play Online Baccarat for Real Money

Joining a baccarat casino is ideal for fans of this exciting table game. At around 98.5%, baccarat has one of the best RTPs of any game at the best sites for UK players. Here you’ll find the top casinos for baccarat, strategies for winning, and more.

Best Baccarat Casinos in the UK at a Glance

Top Baccarat Casino Sites Reviewed for 2025

Now that you have our list, let’s examine these top baccarat online casinos in more detail.

Features Over 80 Baccarat Games and Variants – 888Casino

One of the top things to look for in any great baccarat casino online is a good selection of game variants. 888Casino has over 80 baccarat games, which includes random number generator (RNG) options like Classic Baccarat to extensive live dealer editions.

The range of live casino baccarat games is far broader, and includes variants such as Peek Baccarat, Speed Baccarat, Punto Banco, and Jade Baccarat. High rollers can find some of the highest maximum betting limits on these titles (the top limit sits at £50,000 on Speed Baccarat, for example). While these high-paying tables typically have high minimum bets, you can find several that provide lower 20p minimum wagers.

888Casino provides a welcome offer that is applicable to table games like baccarat. Using your 888Casino bonus codes, you can unlock a hot deposit match offer, where baccarat games count 10% towards meeting the wagering requirements.

Offers High Maximum Bets and RTPs on Baccarat – Paddy Power

Paddy Power is one of the top baccarat sites for high RTP gaming. Since a high return to player ratio means bigger payouts, this is a big plus. The average RTP here is 97% with some reaching towards 98.94%, depending on the variant. You’ll find games with higher betting limits and payouts, as well as Vegas-based games, typically have a lower RTP.

Paddy Power caters to the needs of all players by providing a max bet of up to £2,000 and a minimum bet of around 20p. While the maximum bet values aren’t nearly as high as those found at 888Casino, they comfortably meet the needs of recreational players.

UK players with Paddy Power promo codes can access several exciting offers. While the casino’s bonus promo is only applicable to slot games, there are several ongoing offers that change regularly, which you will often find apply to baccarat.

Over 24 Live Dealer Baccarat Games – BoyleSports

There is nothing quite like the live action and immersive experience you feel when playing live casino baccarat. One of the top gambling sites for live baccarat is BoyleSports, with over 24 options to explore.

These exciting options include titles like Bellagio Baccarat, Quantum Baccarat, Speed Baccarat, and Baccarat Soiree. While BoyleSports doesn’t provide betting limits for each table on the game thumbnail, you can click the “i” icon on each game to get more details. Again, this won’t give you the game’s betting limits, but it does offer the RTP value and game basics.

Among the options available are RNG baccarat games, which allow you to play against computer software. These games do not come in demo mode, unfortunately. While BoyleSports bonus codes won’t unlock a welcome offer to use for baccarat play, there are still top free spins offers and deals for other games.

Top Pick for Lightning Baccarat – Parimatch

Evolution Gaming offers thrilling live baccarat online casino games, including First Person Baccarat, Lightning Baccarat, and XXXtreme Lightning Baccarat. You can find all of these titles at Parimatch.

But the site doesn’t leave it there. Clicking on the information icon “i” on each thumbnail brings up a detailed overview of each baccarat game. Here you can find details like how to play, the bets on offer, and what each bet pays. Notably, XXXtreme Lightning Baccarat pays out up to £500,000 on a tie bet.

Most of Parimatch’s baccarat games are live dealer options. But the site also provides four electronic game versions, including mini baccarat. None of these games are available for free play in demo mode.

Parimatch is one of only a few UK casino sites to offer a live casino welcome promo. The site offers a Bet £15 and Get £40 live casino welcome promo that also includes 20 Golden Chips. You can use this exciting offer to explore the casino’s various live games like blackjack and roulette.

Best Online Casino for Evolution Tables – William Hill

Top online baccarat casinos offer games from all the leading software developers like Evolution Gaming, Pragmatic Play, and Playtech. William Hill provides baccarat games from all of these developers, with a special focus on Evolution games. This top British casino features over 30 baccarat titles, including No Commission, Speed, and Lightning Baccarat.

The casino provides top bonuses, which you can access using William Hill bonus codes. When writing this guide, the site featured two offers under its live casino bonuses, but unfortunately, neither of these applies to baccarat. You can always check back regularly to see if there are bonuses for baccarat. However, if you don’t come across many baccarat offers, don’t be surprised. Online casinos typically won’t offer promos for these games, as the casino’s house edge on these games is low.

Another noteworthy feature of this casino site is its high maximum deposit limits. You can add funds up to £99,000 to your account using debit cards like Maestro, Visa, and Mastercard. Digital wallets like Apple Pay also qualify.

This feature is ideal if you’re a high-stakes baccarat player. And, if you want to make smaller deposits, you have that option, too. These payment methods accept low minimum deposits of £5.

Comparing the Best Online Baccarat Casinos

Compare the features and offerings of the five best baccarat online casino sites, using the table below:

What is Baccarat?

Baccarat is a classic casino card game with a high RTP and a low house edge. There are many variants of the game, but the most popular one in the UK is Punto Banco. So, let’s look at how it works.

In baccarat, you play against the banker. Both of you receive two face-down cards. You need to bet on one of three outcomes (player hand, banker hand, or tie). The participant with the card value closest to nine wins the round.

Any hand exceeding nine means only the second digit counts. So, if you end up with a hand value of say, 12, it would become 2.

Let’s quickly look at the card values you’ll need to know for the game:

• ♦️Cards 2-9 – These cards are assigned their face value (the number shown on the card).
• ♦️10, Jack, Queen, and King – These cards have a value of 0 points.
• ♦️Ace – The Ace counts for one point.

These values are used predominantly in classic or Punto Banco baccarat games. However, other variants of the game differ slightly, which we’ll introduce you to a little later.

How to Play Baccarat

One of the key features of baccarat Punto Banco is that it is relatively straightforward to learn and play. In the game, the croupier deals out a hand to the player (you) and to themselves.

Each hand receives two cards placed face down. You must then wager whether your hand or the dealer’s will hold the higher value (nine or closest to) or whether the hands will end in a tie. Once you have placed your bets, the dealer reveals the cards and calculates the value of each hand by adding the card values together. You’ll then either need to take a third card, or you’ll know whether you have won your hand.

While this sounds easy enough, there are a few rules to keep in mind when playing baccarat Punto Banco at top offshore casinos and other sites for UK players.

• If your hand value (or the banker’s) is 8 or 9, the round concludes.
• If you receive a hand value of 5 or less, the dealer must add a third card to your hand to determine the final value.
• When your hand total is 6 or 7, a third card is not needed and you can choose to stand (not take another card).
• A banker’s initial hand with a total of 0, 1, or 2 requires them to take a third card, irrespective of your hand value.
• Should the banker’s hand equal a value of 3, and you receive a third card that isn’t an 8, the banker must take another card.
• A banker with a hand value of 4 will need to take another card if your third card is valued between 2 and 7.
• When the banker has a total hand value of 5, they’ll need to take another card if your third card is valued between 4 and 7.
• When the banker has a total value of 6, and your third card is a 6 or 7, the banker receives another card.

Key Baccarat Terms

Now that we have the rules of Punto Banco, let’s look at some of the common terms you may come across when playing at the best baccarat sites.

• Baccarat – The common name for the game, but can also refer to a hand with a value of zero, for example two tens or a ten and a King.
• Punto Banco – The most common variation of the game. Punto Banco translates from Italian to Player Banker.
• Hand – The cards the croupier deals to each participant.
• Stand – To opt not to take an additional card.
• Hit – To take an additional or third card.
• Coup – A complete round of play in baccarat, from the cards being dealt through to them being discarded in preparation for the next round.
• Shoe – The container or box holding all the decks used for the game.
• Banker – The dealer and the hand that represents the house.
• Player – You, the player and the hand that represents your bet.
• Tie – When the value of your hand matches that of the banker’s
• Natural – A hand value of 8 or 9 that ends the round.
• Hole Card/Down Card – Cards placed face-down on the table.
• Flat Bet – When you wager a bet of the same value consistently for an extended period.
• Side Bet – Optional bets that focus on elements other than the resulting hand value.
• Bankroll – The funds you have to bet with.
• Burn Card – The card at the top of the shoe, which the dealer discards to prevent cheating.

Other Types of Baccarat Games to Play Online

Baccarat is one of the most popular casino games in the UK. This means you can find plenty of variants of the game at top casinos for British players. Besides traditional baccarat, exciting options with alternative gameplay found at baccarat online casino sites include:

Chemin de Fer

Also known as Chemmy, Chemin de Fer is a popular French take on the game found at many of the best European online casinos. The game, while featuring the same objective and several similarities to Punto Banco (traditional baccarat), also differs in several ways. In this faster-paced game, players play against one another instead of against the house, with each player taking a turn as the banker. Here, both the player and the “banker” make decisions about whether additional cards are drawn, which adds a fun strategic element.

Mini Baccarat

This variation of the game follows the same objectives and gameplay as Punto Banco. However, Mini Baccarat is a much faster game, often with lower minimum bet values. Played with eight decks on a smaller table, the game includes a side bet called the Dragon Bonus. This wager pays out if your chosen hand results in a Natural or beats the other hand by four or more points.

Live Baccarat

If you’re looking for action-packed gaming with high-paying winnings, we recommend playing baccarat at a live casino. Live baccarat is an online casino feature that creates a studio to replicate a land-based casino floor, complete with a live croupier and a baccarat table. The casino streams a live feed to their website, which you can watch. You can participate in the game by taking a virtual seat at the table and placing your bets with the dealer using an in-game chat function.

Live casino baccarat comes in multiple variants, including Infinite Baccarat, Speed Baccarat, and Lightning Baccarat. These games stand out for offering much higher maximum betting limits that often go up to around £50,000.

Speed Baccarat

Offered as a live casino game, Speed Baccarat is a game for players looking for high-speed gaming. The game follows the same format as Punto Banco, but where this game takes 40-50 seconds per round, Speed Baccarat only takes 30. This means you can get in more games and more wins.

Lightning Baccarat

Software developers design and create each baccarat casino game you find at online sites. One game ranking high in popularity at the best live casinos is created by Evolution Gaming, called Lightning Baccarat. In this game, up to five cards are assigned random multipliers (2x-8x). If your winning hand has one of these multiplier cards, your winnings are multiplied by this multiplier.

Baccarat House Edge & RTP

Punto Banco, like all casino games, has a house edge and a Return-to-Player (RTP) value. One of the aspects of this game that makes it favourable among online players from the UK is that it provides a fairly high RTP value, meaning you can earn higher payouts from the game.

❓Did You Know: 

• The Return-to-Player value of a casino game is a theoretical value of how much you can expect to receive back from playing a game over an extended period of time, based on an initial stake of £100. For instance, a Banker’s Bet in Punto Banco has an RTP of 98.94%, which means you can expect a return of £98.84 on a £100 stake played over a lengthy period. The remaining 1.06% is the House Edge.

• The House Edge, in this case 1.06% or £1.06, is the commission the casino keeps for offering the game. 

The higher the RTP in a game, the more you receive in winnings and the lower the house edge is. Unlike games like slots, which have a single RTP for the entire game, Baccarat has a unique RTP value and house edge for each bet. These RTP and House Edge values also determine your probability of winning.

❓Did you know: While Great Britain has over 6,000 land-based gambling establishments, the best RTPs will always be found at online casinos. The reason for this is that land-based casinos have much higher overheads, including rent, so their house edge needs to be a lot higher. So, if you’re looking for the best RTPs, play online.

House Edge in Baccarat vs Other Casino Games

The house edge varies from game to game. While some table games like baccarat and blackjack have a relatively low house edge, others, like some slots and keno, have much higher values. Let’s take a look at some of the most popular options found at online baccarat casinos and see how they compare.

Best Baccarat Online Casino Bonuses & Promos

Players depositing funds at online casinos have access to an exciting variety of bonuses and promotions. New players can claim welcome offers, while regulars can unlock ongoing offers. Some of the best online baccarat casino sites offer exciting casino bonuses that you can use towards playing baccarat games.

💸Deposit Offers

New players and existing customers can unlock a deposit bonus by funding their casino accounts. Here, the baccarat casino agrees to match your deposit up to a specific amount, often doubling your bankroll. These offers are common for new customers as a welcome promo and can usually be claimed when making your first deposit.

❗Remember: These bonuses usually have high wagering requirements, which can only be met by playing specific games. Make sure that baccarat is included in these games and know what percentage the game counts towards meeting these requirements. If you’re unsure, you can always contact the customer service team via live chat to find out.

💸Cashback Offers

Top gambling sites, such as no minimum deposit casinos, may feature rebates or cashbacks. These promos agree to pay back a percentage of your losses (usually between 5% and 25%). Often, these promos apply specifically to a particular game or a set period. For example, a casino may offer a 15% cashback on all live dealer games played over the weekend.

❗Remember: Always check which games apply to this offer. It is also worth noting when the promotion runs from and what the max bet limits and minimum odds are set at. Also, take note of the max cash the casino is willing to pay out for that offer. Some sites also don’t allow you to claim this offer while you have another active bonus in play.

💸Live Casino Bonuses

Many top casinos also provide bonuses specifically for live casino gaming. These may come as reload offers or welcome promotions. Most often, you’ll find they provide a deposit bonus where the funds are only available for play on live games. You can also find live casino challenges, which allow you to play against others for exciting cash prizes.

❗Remember: Not all live casino bonuses apply to all live games offered. Always check whether baccarat is one of the games the bonus includes and what the max bet for the game is when using the bonus funds.

💡Something to Consider: Casino bonuses are often very generous, particularly for new customers. However, always keep the offer terms and conditions in mind. For instance, some bonuses only offer play on selected games, while others are not eligible for players depositing using e-wallets like Neteller and Skrill. You don’t want to skip the T&Cs and then be unable to claim an offer.

Best UK Baccarat Real Money Apps & Mobile Casinos

As mobile devices become more technologically advanced, the better they are for gambling. Not only do they allow you to gamble from anywhere, but top casino apps also provide thrilling live gaming and simple payment methods. You can also often pick up a mobile-only bonus offer. Some of the best apps for betting on baccarat include:

• 📱William Hill – As one of the best baccarat online casino sites, William Hill makes sure it caters to the needs of mobile players. The casino provides downloadable apps for iOS and Android, making it possible to enjoy the best live baccarat games on the go.
• 📱Paddy Power – Offering an app for Apple and Android devices, Paddy Power makes it easy to access high RTP baccarat games on the go. You can choose between regular gaming and live dealer baccarat games by browsing the various gaming apps the casino provides.
• 📱BoyleSports – Another top baccarat casino with downloadable apps is BoyleSports. Featuring over 24 live baccarat options, you can enjoy an immersive online gambling experience conveniently through your mobile device.

Online Baccarat Tips & Strategies

Whether you want to play standard baccarat or live dealer baccarat, there are several strategies you can put into place. While these don’t guarantee a win, they put you on the path to making more informed and lucrative bets. Our top strategies and tips include:

☑️Try Expert Baccarat Strategies – Despite being mostly a game of chance, your choices throughout the game require a level of strategy. One of the top strategies you can try is the Martingale System (this is also one of the most popular roulette strategies). This strategy allows you to recoup your losses but requires a fairly large bankroll to work. The idea here is to double your bet after each loss until you hit a win. After your win, you go back to your original bet value and start again.

☑️Avoid the Tie Bet – Betting on a tie in baccarat is tempting, thanks to the impressive payout this wager offers (8:1). However, the likelihood of this outcome is slim, which means you have a much greater chance of losing the bet.

☑️Back the Banker – The chance that the banker wins the round are much higher, which is why these bets have lower odds (1:1). However, since the probability is greater, you have more chances at a win and turning a profit, even though it will be smaller in value.

☑️Wager Flat Bets – Choose a bet value and stick to it. If you’re constantly changing the amount you bet, you’ll quickly deplete your bankroll. While it’s great to think you could earn more by betting more, remember, you also have the chance to lose more.

☑️Gamble Responsibly – Lastly, check out the responsible gambling tools the baccarat casino provides. In addition to budget limits and self-exclusion programs, these sites should also provide details for resources like GamCare.

Conclusion

We like baccarat for several factors – for example, it’s easy to learn, play, and has a high RTP value. A low house edge and access to high betting limits, particularly on live baccarat, can often make the payouts worthwhile.

Whether you’re looking for the excitement of live dealer baccarat or a game of RNG Punto Banco, the best baccarat casino sites have you covered. These sites are also great for mobile gaming, so you can place your bets and claim payouts from anywhere.

FAQs

Where can I learn how to play baccarat casino Punto Banco?

You can learn how to play Punto Banco by reading our page. Or by visiting an online casino that offers the game in demo mode. Demo games allow you to practice for free and often come with a rundown of the general rules and gameplay.

How does baccarat work in chemin de fer?

Chemin de Fer follows the same objective as Punto Banco, but has a few differences. Instead of playing against the dealer, you play against another player who gets assigned the role of the banker. Each player gets a turn to act as the banker. Decisions about whether a third card must be drawn are also made by both players instead of by the house.

What is the difference between blackjack and baccarat online?

Blackjack and baccarat are both “banked” card games (games played against the house.) However, in blackjack, your objective is to get your hand as close to a value of 21 as possible without going over. Punto banco requires you to place bets before the cards are revealed and you must bet on the hand you predict will be closer to a value of nine.

What is the highest RTP in baccarat and which bet offers this value?

The highest RTP (and lowest house edge) in baccarat is on the banker bet. Here, the RTP is 98.84%. The value here is high because the probability of the banker bet winning is the most likely. While it is the easiest bet to win in the game, it also has the lowest odds at 1:1.

What variants of online casino baccarat are there?

There are plenty of baccarat variants to try. Standard electronic games include Punto Banco, Chemin de Fer, and Baccarat Banque. Popular live dealer variants include Lightning Baccarat, Speed Baccarat, and Mini Baccarat.

Resources

• https://www.statista.com/topics/3400/gambling-industry-in-the-united-kingdom-uk/#topicOverview
• https://www.gamcare.org.uk/