Best Pay By Phone Betting Sites in the UK for 2026
Pay by phone betting sites let you top up your account in seconds using your mobile number. It’s a handy deposit option supported by major UK networks and lets you place your bets quickly. That said, you’ll still need a separate withdrawal method when it comes to cashing out any winnings.
In this guide, you’ll learn about the best phone bill bookies in the UK, how the payment method works, and how it compares to Apple Pay and other popular banking options.
Betting Sites that Accept Phone Bill Deposits
New Player £25 Bet BundleMake Your First Stake for Up to £25 in Free Bets on Your Top SportsPlace a £5 bet on sports and get £30 in free betsUnbeatable Bet & Get for up to £30 in Free BetsGet £30 in Free Bets When You Place Any BetUnlock Three Free Bet Tokens Just For Placing Your First Bet!Bet and Get Welcome Offer up to £30Place your first sports bet of £10 or more to unlock a £30 Free BetShow allUK Phone Bill Bookies: Overview for 2026
📲 Best Bookie for Pay By Phone Deposits BoyleSports ⚡ Instant Mobile Payments & Exclusive Offers Midnite 📡 Major UK Pay By Phone Network Providers - Vodafone
- EE
- O2
⚽ Football Betting with Mobile Payments Ladbrokes 💷 £5 Minimum Deposit via Phone Bill William Hill 💳 Top Withdrawal Options at Pay By Phone Bookies - PayPal
- Visa Direct
- Fast Bank Transfer
🎉 Popular Site for Mobile Payments & Bonuses Virgin Bet Best Pay by Phone Betting Sites Reviewed
Not all betting sites that use phone bill deposits are worth your time or your top-up. We’ve reviewed each site using strict criteria, and if you’re wondering what that includes, take a look at how we rate online bookies for the full breakdown.
#1 Bookie for Pay by Phone Deposits: BoyleSports
BoyleSports is one of the few pay by phone bookmakers that support direct carrier billing across O2, EE, and Vodafone. Put simply, you can fund your account using your bill rather than depending on Boku or other external service providers. Once you’ve entered an SMS code to confirm your transaction, the deposit is added to your mobile bill.
In addition to flexible payments, BoyleSports is home to sharp racing odds, especially for UK and Irish tracks, and the football section goes deep with Asian Handicaps and niche leagues. It also covers GAA, futsal, and other niche sports with strong market depth. In-play betting, meanwhile, is well-supported, offering instant selections during fast-moving events, such as football and tennis.
There’s also plenty of flexibility for acca lovers, with BoyleSports promos that suit risk-takers and cautious punters alike. These are complemented by a long list of betting features and options, including partial cash out, acca insurance, and a mobile-friendly Bet Builder.
- Direct phone bill deposits available
- Fastest SMS confirmation process
- £5 minimum deposit limit
- Certain ongoing promos exclude pay by phone deposits
Odds & Markets Betting Offers Pay By Phone Deposits Average Payout Time 4.9/5 4.8/5 Yes 1 – 24 Hours Top Site for Mobile-First Tech Integration: Midnite
With deposits confirmed by phone and landing in your account within seconds, this platform caters especially to mobile punters. As highlighted in many Midnite reviews, the mobile-first design improves transaction speed and makes betting easier. In fact, every part of the layout feels built for efficiency, from the bet slip to the responsive custom interface.
What started as an esports-first bookie goes far beyond Counter-Strike and League of Legends. Midnite’s football markets cover top-flight leagues, lower divisions, and even stats-driven specials. Live streaming adds to the site’s appeal, with smooth HD coverage of major esports events and select European matches.
Similar to other featured betting sites that let you pay by phone bill, Midnite offers a series of welcome and ongoing promotions built to give you extra value. You can claim new customer free bets, acca insurance, and matched offers automatically by placing qualifying bets via phone or other supported banking options.
- Ultra-modern mobile betting interface
- Lightning-fast deposit processing times
- Excellent eSports market variety
- Narrow range of alternative withdrawal options
Odds & Markets Betting Offers Pay By Phone Deposits Average Payout Time 4.7/5 4.9/5 Yes 1 – 12 Hours Premier Phone Bill Betting Site for Football Betting: Ladbrokes
Trusted and beloved by thousands of UK punters, Ladbrokes stands out for its mobile betting features. Football punters in particular get excellent market variety, including player specials and access to the Bet Builder from any device. In addition, deposits made by phone are fast, secure, and backed by the same tech used across its high-street operations.
One of the standout features is the Grid card, which connects your mobile account to exclusive rewards at the bookie’s retail shops. It unlocks benefits like price boosts and free bets that sync with your online activity. As you’ll find in our Ladbrokes review, it’s all managed in-app, so you can track your offers, track spending and use promos directly from anywhere.
Ladbrokes also delivers strong coverage on horse racing and UK greyhounds, with early Best Odds Guaranteed as standard. The in-play platform, meanwhile, features thousands of markets and a clean stats hub, while Edit My Bet lets you unlock extra flexibility mid-event.
- Trusted UK household brand name
- Hassle-free phone bill deposit security
- Excellent football betting market depth
- Verification can be rigorous
Odds & Markets Betting Offers Pay By Phone Deposits Average Payout Time 4.8/5 4.7/5 Yes 2 – 24 Hours Low-Stakes Betting on a Secure Platform: William Hill
William Hill is a solid option for punters who want access to top markets without wagering large sums. The site allows deposits from as little as £5, making it one of the most accessible betting sites you can pay for by phone bill today. This low minimum works well for testing new features or building small accas on the go.
Security is central to the user experience at this bookmaker. Every mobile payment requires two-factor SMS authentication, making it one of the safest deposit paths available. These protective measures pair well with competitive odds and other features we’ve covered in the William Hill review, rewarding a smarter, value-led approach to betting.
The promotional range at William Hill includes the versatile Acca Freedom tool, which offers a choice between insurance or a price boost. Furthermore, the #YourOdds feature allows you to request bespoke prices via social media for a truly personalised experience. Moreover, while most popular for football, these markets often extend to boxing, politics, and even reality TV.
- Low-stakes betting with a £5 minimum payment
- Superior SMS security features
- Best-in-class horse racing streaming
- Few offers are suitable for pay by phone deposits
Odds & Markets Betting Offers Pay By Phone Deposits Average Payout Time 4.6/5 4.8/5 Yes 2 – 24 Hours Standout App for Frequent Mobile Rewards: Virgin Bet
Few pay by phone bill betting sites focus on mobile engagement quite like Virgin Bet. This tech-friendly bookie turns app use into a daily reward loop with Virgin Bet Fives, giving you the chance to win free bets by logging in. It’s a clever way to keep punters returning without relying on pushy promos or gimmicks.
The Virgin Bet interface is also purpose-built for one-handed use, and the in-play betting engine is fast enough to keep pace with live action. Sports coverage focuses heavily on the big US leagues, with deep markets for NFL, NBA, MLB, and NHL games. Additionally, if you want to fire off a quick same-game multi, you can use the intuitive and responsive Bet Builder.
Promotions, meanwhile, can be unlocked with Virgin Bet promo codes for new or existing customers, or as you’re placing your mobile phone payment. They are normally subject to low or no wagering and other advantageous terms.
- Highly intuitive mobile user experience
- Daily free-to-play games and offers
- Payouts in under three hours
- Fewer direct billing network partners
Odds & Markets Betting Offers Pay By Phone Deposits Average Payout Time 4.7/5 4.7/5 Yes 2 – 24 Hours At a Glance: Betting Sites that Accept Phone Bill
Casino Bet Builder Cash Out Welcome Offer BoyleSports ✅ ✅ Bet £10 Get £25 Midnite ✅ ✅ Bet £10 Get £30 Ladbrokes ✅ ✅ Bet £10 Get £30 William Hill ✅ ✅ Bet £10 Get £30 Virgin Bet ✅ ✅ Bet £10 Get £30 888sport ✅ ✅ Bet £10 Get £30 Betfair ✅ ✅ £50 in Free Bet Builders Paddy Power ✅ ✅ Bet £5 Get £30 Parimatch ✅ ✅ Bet £5 Get £30 Betfred ✅ ✅ Bet £10 Get £50 What are UK Pay By Phone Betting Sites?
These mobile-friendly bookies let you skip the card details and fund your bets using just a mobile number. It’s a deposit method designed for convenience, privacy, and low-stakes control.
- Quick and Frictionless Deposits: Just enter your number, confirm by SMS, and your funds land in seconds. You never need to type in card details or log into an eWallet account.
- Low Minimum Stakes: Most betting sites with pay by phone bill capabilities let you complete low-value transactions. Unsurprisingly, many £5 deposit casinos and bookies accept this banking method.
- Better Privacy: Since you’re not handing over delicate payment details, such as a credit card number, this banking option offers a layer of anonymity many punters prefer.
- Built for Mobile Betting: These platforms often have sleek, mobile-optimised UK betting apps that support quick deposits, fast slips, and one-handed navigation.
- Ideal for Budgeting: Since deposits are capped and tied to your phone bill, it’s easier to control spending without overcommitting. Featured sports betting sites with pay by phone bill payments also offer numerous responsible gambling tools to help you manage your activity automatically.
Why Pay With Phone Bill at UK Bookmakers?
Paying with your phone bill is one of the quickest, easiest ways to fund your bets without entering card details. This banking method offers plenty of benefits, including speed, privacy, and control, so it’s not surprising that a growing number of the best UK bookies accept it.
✅ Safe & Easy Deposits
There’s no need to enter your card details or log into an external account to use this payment method. After joining one of the best phone bill betting sites, you simply type in your mobile number, confirm by SMS, and your deposit appears almost instantly.
✅ Designed for Mobile Bettors
This type of payment method is designed for mobile devices, so it pairs perfectly with apps and responsive sites. You can deposit, bet, and cash out with one hand, and without needing to juggle payment apps. As such, it’s especially handy if you bet on the move or during live events.
✅ Extra Layer of Privacy
Your personal financial details never reach the betting sites that let you deposit by phone bill, which adds a layer of anonymity many punters value. Since the payment goes through your mobile network, you stay safe and protected by not divulging sensitive information.
✅ Low Minimum Deposits
Most phone bill bookies let you deposit as little as £5 per transaction. That makes it easier to stick to a small budget or try out a new site without spending too much.
✅ Built-In Spending Control
Phone bill payments come with daily limits of between £30 and £40 and monthly limits of up to £240. That makes it harder to overspend, adding a natural cap that suits those looking to stay in control. It won’t replace proper budgeting tools, including ones found at the best phone bill betting sites, but it’s a useful soft stop for lower-risk play.
Downsides of Paying by Phone
While this method has its perks, it’s not without limitations, especially if you’re used to more flexible banking options on other platforms.
❌ No Withdrawal Option: Pay by phone is deposit-only, so you’ll need to use a debit card or eWallet to withdraw any winnings.
❌ Low Daily Limits: Most betting sites that use phone bill deposits cap daily payments at around £30, which may not suit higher-stakes players.
❌ Not Always Eligible for Bonuses: Some bookies exclude phone bill deposits from welcome offers, so it’s worth checking the terms before you opt in.
Can I Claim Betting Offers with Pay by Phone?
Yes, you can generally receive free bets and other rewards when you pay by bill, but there are exceptions. Some deposit by phone bill bookmakers exclude mobile payments from triggering welcome bonuses, so it’s essential to read the terms before opting in. That said, once your deposit is accepted, most standard promotions work just as they would with any other method.
Free Bet Promotions
Free bet deals usually activate when you place a qualifying bet using real money from your account. For example, a bookmaker might offer £20 in free bets when you stake £10 with minimum sports betting odds of 1/2. If your phone bill deposit meets those terms, you’ll receive the bonus automatically without needing to register additional details.
Acca Boosts and Insurance
Accumulator-based offers reward you for building multi-leg bets, either by boosting potential returns or protecting against one losing leg. Acca Boost increases the payout on winning slips, while Acca Insurance refunds your stake as a free bet if one leg fails. Both promos usually kick in when you include five or more selections, but exact terms vary across phone bill betting sites.
Price Boosts
Bookies may offer enhanced odds on specific events or outcomes, especially around televised matches or big tournaments. These price boosts appear on the homepage or promotions tab and must be backed as-is, usually with fixed terms. Moreover, unlike other bookie promotions, there’s no need to opt in separately as you simply need to stake on the boosted market to lock in the higher price.
How to Pay with Pay by Phone at UK Bookies
Depositing using your phone is fast and simple, even if you’re not tech-savvy. The featured betting sites you can pay for by phone bill feature a seamless payment process that should only take you a couple of minutes at most to complete. To start off, all you need is a UK mobile number and a supported network.
Getting Started with Pay by Phone
To use this payment method, you’ll need a UK mobile number on a supported network such as O2, EE, or Vodafone. The easiest way to deposit at bookies that accept phone bill services, such as Boku or Fonix, which handle the transaction on your behalf.
In any case, you don’t need to apply for anything or create a new account. All you need to do is ensure that your phone plan allows charge-to-bill purchases.
If you’re on pay-as-you-go, you need to have enough credit to cover the deposit. On the other hand, if you’re on a monthly plan, the amount will appear on your next bill. Once your phone account is set up properly, you can fund your betting account with no extra verification needed.
Making a Bookie Deposit with Your Phone
Depositing by phone takes less than a minute and requires no extra apps or registrations. Here’s how to do it from start to finish:
Open Your Bookie Account
Visit your bookmaker’s site or app and sign in. If you don’t have an account yet, you can open an account with any of the betting sites with pay by mobile phone options on our list.Place Your First Deposit
Open your wallet or account menu and select either Deposit or Cashier. Look for a payment option labelled Pay by Phone, Pay by Mobile, or a specialised service, such as Boku or Fonix.Enter the Payment Value
Type in how much you want to deposit, staying within the limits, which are usually between £5 and £30. Moreover, make sure it fits within your phone network’s limits and the bookmaker’s minimum deposit threshold.Provide Your Mobile Number
Input your mobile number when prompted. You’ll then receive a text message with a confirmation code or a one-tap verification link. Reply or tap to approve the charge.Await Confirmation and Get Rewarded
Once verified, your funds will appear in your betting balance almost instantly. If applicable, your welcome bonus will also activate automatically. You’ll see the charge listed on your next phone bill or deducted from your pay-as-you-go credit.
Why Can’t I Withdraw Using Pay by Phone?
Phone bill transactions only move money one way, from your mobile account to betting sites that let you pay by phone bill, so withdrawals aren’t possible. The networks that support phone bill betting sites don’t operate as full payment processors, so they can’t receive or store winnings.
To withdraw your balance, you’ll need to add an alternative method, such as a debit card, bank transfer, or eWallet. In any case, you needn’t worry, as many of the featured bookies are popular PayPal and UK Visa betting sites online, so you’ll find plenty of ways to withdraw your funds.
Pay by Phone vs Other Bookie Payment Options
Pay by phone is great for quick deposits, but it may not suit you. The following table compares this to other popular methods, including several found on the featured sports betting sites with the pay by phone bill option.
Banking Method Withdrawal Times Minimum Deposit Maximum Deposit Bonus Eligibility Pay By Phone N/A £5 – £10 £30 High Debit Card 0 – 3 Days £5 – £10 £2,000+ High Apple Pay 0 – 3 Days £5 – £10 £5,000+ High Google Pay 0 – 3 Days £5 – £10 £5,000+ High PayPal 0 – 24 hours £5 – £10 £5,000+ Medium Other eWallets 0 – 24 hours £5 – £10 £10,000+ Medium Faster Payments 1 – 4 hours £10 – £20 £10,000+ High Revolut 0 – 4 hours £5 – £10 £2,000+ High Are There Fees When Paying with Your Phone Bill?
Most major UK bookmakers do not charge any additional transaction costs for processing mobile-based deposits. However, certain smaller bookies that accept phone bill payments may occasionally apply a processing fee of up to 15% to cover processing costs. As such, it is always wise to check the cashier section to ensure you are receiving the full value of your top-up.
Best Alternatives to Pay by Mobile Betting Sites
Paying by phone suits plenty of punters, but it’s not ideal for everyone. What’s more, some mobile networks don’t support charge-to-bill payments, and you can’t withdraw using this method, which means you’ll need an alternative sooner or later. As a result, you may wish to consider the following alternatives.
- Debit Cards: Visa and MasterCard remain the most widely accepted options at UK bookies, with full deposit and withdrawal support. Higher limits and guaranteed bonus eligibility make them more versatile than paying by phone, but they lack the privacy some users want.
- PaysafeCard: This prepaid voucher method keeps your bank details completely private and supports low-stakes betting. However, like paying by phone, it’s deposit-only, so using it at PaysafeCard bookmakers in the UK requires picking an alternative payout method.
- PayPal: Trusted, fast, and widely used, PayPal facilitates quick deposits and withdrawals. However, some bookies exclude it from sign-up offers, and not all betting sites that you can pay by phone bill accept it.
- Revolut: This digital banking app works like a debit card but offers better spend tracking and more control via the app. Many Revolut betting sites accept it for both deposits and cash-outs, but some exclude it from welcome and ongoing promotions.
- Apple Pay / Google Pay: Great for mobile-first punters who want smooth, biometric-authorised deposits through a smartphone or watch. That said, cashed-out funds are normally settled into your linked card account, so payouts can take up to three working days.
Licensing and Security at Phone Payment Bookies
UK pay by phone bill betting sites must be licensed by the UK Gambling Commission (UKGC), which sets strict rules around player safety, payment handling, and responsible gambling. This means that even when you’re using your mobile number to fund bets, the transaction is still subject to the same legal protections as a debit card payment.
Most sites using Boku or other phone billing services include two-factor authentication (2FA), typically via SMS. This adds an extra layer of security, confirming your identity before any money is charged to your mobile account. Moreover, while phone bill payments don’t require banking details, all activity still goes through secure, encrypted channels and is tracked for fraud prevention.
Pay by Phone Betting Sites: Troubleshooting & Advice
While using your phone bill to place bets online is usually straightforward, things can occasionally go wrong. Here are five common issues punters run into, and how to sort them without hassle.
Responsible Gambling
Pay by phone betting is convenient, but it can also make it easier to deposit quickly without thinking twice. Since funds are charged to your mobile bill or deducted from prepaid credit, it’s important to keep track of your spending and avoid chasing losses.
As always, the best way to gamble responsibly is to stick to limits, use available account tools, and take regular breaks.
Need support? These UK organisations can help:
- BeGambleAware – Offers confidential advice, tools, and access to treatment services across the UK.
- GamCare – Provides 24/7 support via phone, live GamCare chat function, and forums for anyone affected by gambling.
- Gamstop – Lets you activate self-exclusion across all UKGC-licensed gambling sites in one go, free of charge.
Conclusion
For convenience, control, and card-free deposits, pay by phone betting sites offer a fast and accessible option for UK punters. This method is a good match if you’re looking for low-stakes, speed, and simplicity, as long as you’re happy to use a separate method for withdrawals.
That said, it’s not for everyone. If you need higher limits, same-method cash-outs, or wider promo access, it’s worth considering other payment options. The good news is that with more mobile-first bookies embracing phone billing every year, the choice is growing, and so is the flexibility.
FAQs
Who are the best pay by phone betting sites in the UK?Top options include BoyleSports, William Hill, Virgin Bet, and Ladbrokes. These bookmakers support mobile billing through major UK networks and offer strong betting features, including in-play markets, accas, and mobile promotions.Can you explain how to pay by phone at online bookmakers?Select Pay by Mobile at the cashier, enter your mobile number, confirm via SMS, and the deposit is added to your phone bill or deducted from your credit.How does pay by phone work when withdrawing winnings?Phone bill payments are deposit-only, so you’ll need to link a separate withdrawal method like a debit card or eWallet. Betting sites that let you pay by phone would offer one or more alternatives, but it’s best to plan before placing your deposit.What new betting sites accept pay by phone bill?Several newer bookies, including Midnite and Virgin Bet, offer mobile billing, along with enticing promotions, swift payouts, and competitive odds.Do you get free bets if you pay by phone?Yes, the best phone bill betting sites include this banking option in their promos, but others exclude them. You should always read the bonus terms before making your qualifying deposit.Do the best phone bill betting sites accept Vodafone?Yes, most major sports betting sites that let you pay by phone support Vodafone, along with EE and O2.Resources
This article has been Fact-checked by Sean Cornell
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